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November 1, 2016

WSLL Recommends: Information for consumers on reverse mortgage

Get the facts (and law) on reverse mortgage loans. A reverse mortgage is a home loan that lets you convert a portion of the equity in your home into cash. "The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage or HECM, and is only available through an FHA approved lender." (see: Home Equity Conversion Mortgages for Seniors)

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Online information

Consumer information on reverse mortgages (Federal Trade Commission)

Reverse mortgage questions & answers (Consumer Financial Protection Bureau)

Considering a reverse mortgage? (Consumer Financial Protection Bureau)

Types of reverse mortgages (Consumer Financial Protection Bureau)

Frequently asked questions about HUD's reverse mortgages

Reverse mortgages; 2012 report to Congress (Consumer Financial Protection Bureau)
Contains extensive information on the history, market and regulatory structure of reverse mortgage loans.

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